Borrower Stories

James

James is a doctor who had some life events happen, putting him in a bad spot with his student loans. He had over $400,000 in private student loan debt. To give him some breathing room, James contacted Yrefy and worked with Matthew. He has gotten back on track with his student loans and has a much better life.

Madeline

Madeline signed up for the loans her university recommended. She wanted to become a teacher, but no one sat down with her and discussed the economics of paying back the loans on a teacher’s salary. Finally, after three years of being fed up and overworked, Madeline saw Yrefy on Dave Ramsey and gave us a call.

James

James was hit with a family tragedy coming right out of college. He was put on interest only payments, which caused his payments to balloon from $850 to $1800. After calling seven lenders, only Yrefy was able to get James into a plan that we could afford.

Terresa

Terresa’s lender would not work with her on her loan payments. A collections agent referred her to Yrefy. After that, we worked with Terresa on a plan she could afford. Today, Terresa is in a better spot with her student loans and is moving past them.

Clara

Clara didn’t realize she had gone into default during COVID. Fortunately, we could work with her and get her into a loan that would work for Clara.

Sarah

Sarah, one of our country’s diligent educators got caught up with heavy and growing student loan debt. After working with Yrefy, she was able to get a much lower interest rate and manageable payment. This has allowed her to not have to even think about her Private Student Loans anymore.

Lindsey & Wendy

Lindsey owed around $270,000 in student loan debt. After battling with other lenders she reached out to us from one of our postcards.

We were able to work with her and her mother to create a plan that was built around getting her out of debt.

Amanda

Amanda was a truly special situation. The team came together over a weekend to figure out how to help Amanda out.

Her situation was instrumental in how we have helped borrowers and co-borrowers going forward.

Jordan

Student loans threatened to cause a rift between Jordan and his parents, who were also his co-borrowers.

Once Jordan started working with us, he started seeing real progress on getting out of debt on his student loans.

Valerie

Valerie and her parents didn’t have a strong financial background when signing up for student loans.

Once repayment started, they were overwhelmed by the payments and the interest rate. With Yrefy, Valerie was able to get into a better spot with her loans.

Chris

Chris Co-signed on student loans with his son. When his son left school, they were stuck in a situation where they could not make the payments. After receiving an advertisement from Yrefy, they saw a solution to reduce their payments and decrease their interest rate.

Chris and his son are now on a path to paying off their loans and building a life.