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We specialize in refinancing and restructuring defaulted and distressed private student loans. We help borrowers regain their financial freedom by lowering their monthly payments and avoiding wage garnishment. Our blog has helpful tips and information regarding federal loans, private loans, financial tips and government programs.
Understanding Sallie Mae’s Loan Modification Program For Sallie Mae private student loan borrowers struggling with payments, avoiding delinquency or default can be challenging. Missed payments can quickly turn into a serious financial situation. However, another path...
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The Balance of Loans and Living Expenses Tuition is only one part of the cost of attending college. Students also need a place to live, food to eat, and money for utilities, transportation, and other everyday expenses. For many students, using student loans for rent...
Managing Critical Life Events Death and disability are not pleasant topics to think about. Beyond the emotional toll, there can be significant financial impacts for student loan borrowers, cosigners, spouses, and family members who may be left with questions about...
Your Major Shaped Your Career, it also Shaped Your Debt Choosing a field of study is one of the biggest financial decisions many students will make. Beyond shaping a career, it can also influence the amount of debt a borrower has after graduation. Some programs...
Time Sensitive Changes to the SAVE Plan For nearly two years, the SAVE plan (aka Saving on a Valuable Education) has been in legal limbo after court challenges were filed in March 2024. Payments were paused for many borrowers after court injunctions blocked parts of...
Marriage changes a lot about life, like living situations, daily routines, hobbies, and long-term financial plans. Marriage can also change student loan payments, sometimes in a big way. While certainly not as much fun as wedding planning, financial planning for...
Wage garnishment is one of the most stressful consequences of defaulting on student loans. When money is taken from your paycheck, it can feel both frightening and personal. It’s important to understand that wage garnishment for student loan debt is serious but not...
Your City Has an Impact on Your Student Loans Graduating and deciding where to live is an exciting, big step. There are many aspects to consider when picking a city to live in. It needs to match your lifestyle, including weather, career opportunities, family ties,...
Balancing Debt and Your Future While repaying student loans, the idea of retirement can feel far away. At the same time, ignoring your financial future is not a long-term strategy. That's when balancing can feel difficult: should you focus on paying down your loans as...
The Reality of Managing Multiple Types of Debt For many borrowers, student loan and credit card debt coexist. Between multiple due dates, interest costs, and the pressure to make progress, it can start to feel like you are treading water financially. If you have both...
Survey Results: What Your Goals and Tax Refund Really Tell Us About Student Loan Borrowers in 2026 We surveyed our borrowers in Q1 2026 about their goals, their progress, and how they’re approaching this tax season. Nearly 8 in 10 set a financial goal this year, and...
What does financial freedom look like when you're struggling with student debt? Our recent survey reveals the emotional weight behind the numbers: 81.3% say less stress and anxiety about money feels most important, while 83.5% report that money stress is actively...
Here's the truth about money management: It's not about earning more—it's about working smarter with your current income. Whether you're juggling student loans, credit card debt, or simply trying to save for your future, the foundation of financial success is a solid...
Understanding Sallie Mae’s Loan Modification Program For Sallie Mae private student loan borrowers struggling with payments, avoiding delinquency or default can be challenging. Missed payments can quickly turn into a serious financial situation. However, another path...
The Balance of Loans and Living Expenses Tuition is only one part of the cost of attending college. Students also need a place to live, food to eat, and money for utilities, transportation, and other everyday expenses. For many students, using student loans for rent...
Managing Critical Life Events Death and disability are not pleasant topics to think about. Beyond the emotional toll, there can be significant financial impacts for student loan borrowers, cosigners, spouses, and family members who may be left with questions about...
Your Major Shaped Your Career, it also Shaped Your Debt Choosing a field of study is one of the biggest financial decisions many students will make. Beyond shaping a career, it can also influence the amount of debt a borrower has after graduation. Some programs...
Survey Results: What Your Goals and Tax Refund Really Tell Us About Student Loan Borrowers in 2026 We surveyed our borrowers in Q1 2026 about their goals, their progress, and how they’re approaching this tax season. Nearly 8 in 10 set a financial goal this year, and...
Marriage changes a lot about life, like living situations, daily routines, hobbies, and long-term financial plans. Marriage can also change student loan payments, sometimes in a big way. While certainly not as much fun as wedding planning, financial planning for...
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