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Trusted Experience

We’ve worked in the student loan space for two decades. We know we can help you.

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What Our Customers Are Saying

Our customers are amazed at what is actually possible in solving tough private student loan debt. Others just like you have seen great results. Remember, you are not alone. We love helping people just like you!

I am blown away! I hadn’t made a payment in months … my new Yrefy Private rate is under 4% and they got $9000 completely forgiven by my original lender. Calling them was the best call I’ve ever made.

Jeremy J.

I got what I didn’t expect, I got more! My loans weren’t Private, like I thought. Yrefy put me into the right Federal program. Yrefy didn’t charge me a penny for their work. My new payment is $0. These guys are amazing. Five stars!

Marquita G.


Private student loans present unique problems, requiring powerful solutions.  Yrefy offers a real opportunity for people truly desiring freedom from persistent private student loan debt.

You may believe you were left behind due to defaults or delinquencies.  With Yrefy, this is not the case.  We are a lender who understands borrowers – and life.

One common problem is making endless payments to your lender, while never making any substantial progress on your private student loan balances.

Your lender may accept a lower payment, saying you are current – while reporting you to credit bureaus, as delinquent or defaulted.  In truth, you are making a negative amortization payment – effectively increasing your loan balances every month.

Yrefy lending solutions solve these problems, permanently.

Another very challenging problem is the drag-along of co-borrowers.  Often, co-borrowers had expectations of a short time commitment and no adverse impact on their credit.  In reality, this is not the case.

Yrefy’s solutions offer co-borrowers a fixed time horizon and promise of a real exit.

If you’ve received a pre-approval of credit through the mail, or in an Internet offer, we hand selected you!  Please call the number on the offer to get started.

We think you will be amazed at what a lender can really do.