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Our "Mission" is to provide relief to borrowers and co-borrowers burdened by defaulted private student loans while offering a unique investment opportunity to accredited investors who believe and support our vision.

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About Us: Yrefy® (pronounced why-refi). Yrefy was established in 2017 by a student loan industry professional to create both an opportunity to help distressed private student loan borrowers and a consistent investment opportunity for qualified investors. Yrefy has developed a prudent solution to address the student loan crisis at a time when student debt is overwhelming America’s young adults.

Yrefy’s approach fills a gap in the marketplace and provides strong returns to investors. As the first student loan company of its kind, Yrefy has a significant edge over future competitors. Long-standing and expanding relationships with traditional private student loan lenders ensure solid growth in the future.

Yrefy has gained a reputation for excellence because of the company’s extensive experience in finance, processing, sales, and underwriting. The management team has a combined 250+ years of experience in the industry and is proud to be consistently innovating and staying ahead of the competition.