Yrefy 
Leadership and Team Members

Behind Yrefy is a team of seasoned financial professionals, innovators, and problem solvers who understand the challenges borrowers face. With decades of combined experience in lending, risk management, and financial services, our leadership is united by a single goal: to create real opportunities for individuals who have been left behind. Our team is uniquely positioned to deliver solutions that traditional institutions cannot.

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The Yrefy Leadership Team

On average, each executive staff member has 20+ years of lending, negotiations, and/or financial services experience.

Donald F. Fenstermaker

Donald F. Fenstermaker

Chairman & CEO

Fenstermaker's expertise encompasses financial services, particularly in student loan solutions and debt management. At Yrefy, they focus on providing private student loan refinancing options for borrowers facing delinquency or default, including those with poor credit. This involves customizing repayment plans and facilitating significant savings for clients seeking financial stability. Previously, Fenstermaker held leadership roles in organizations dedicated to education finance and software solutions.

Laine Schoneberger

Laine Schoneberger

Managing Partner & CIO

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More About Yrefy?

About Us

Learn more about Yrefy. Our story, mission, and values that make us different compared to traditional lenders.

Our Team

Learn more about our team and the people committed to helping you move forward.

Testimonials

Read or watch our customer testimonials of why they chose Yrefy and how we helped them.

Reviews

Yrefy has received many reviews from past customers. We have a 4.8 star rating on Google. 

Press & News

Yrefy has been reviewed, featured on, and endorsed by many large news and financial websites.