Chris's Testimonial & Story

I am a professor for the United States Army, I teach in one of their schools.

For Ryan, my son, he didn't finish his first year. We transferred him down to New England Tech after about a year off. Didn't finish his second year.

And, well, if you know anything about student loans -- those things, they pile up so fast. Without the degree, or the trade skill, you can't get anything about minimum wage to start paying this thing bank.

Default rates are up 40% from 5 years ago

So after about 3 or 4 years of this, this has started to go into default. I want to say that his monthly bill was over $1,000 a month for his [loan] because, of course, it's an 11 or 12% [interest rate].

He tried to refinance it, but of course, he can't due to his income. As you can imagine, that's a pretty stiff bill month to month.

There’s for a 20-something-year-old to pay that -- even if they have a $40,0000 to $50,000 a year job.

Yrefy works with our borrowers to create a true partnership

I reached out to Yrefy and you guys were right there -- first call it.

It was great. There was a  young lady on the phone. She ran some numbers very, very quickly at an interest rate that was less than half of what he was paying.

“It provided such a relief to him”

We went from paying over $1,000 a month to $560 a month for a ten-year refinance. It was a real relief for him to have that rock off his shoulders, and something that was doable for him.

He's a lot more confident now about taking care of this. I've not seen him so active in taking care of his finances, as he is right now.

He’s learned a valuable lesson, which probably is worth what it is that he's going through right now. He'll never forget it.

There's not a lot of companies out there like Yrefy. There's a million Americans out there that need you.