Real Stories from
Real Borrowers
We help borrowers with high-interest student debt. Read or watch how everyday people are regaining their financial freedom with Yrefy.
Featured Story
Sarah's Testimonial
Sarah came to Yrefy overwhelmed by student loan debt from her teaching degree. Her monthly payment was as much as a mortgage… $1,500 she couldn’t afford.
She tried traditional lenders. They all said no.
Then she found Yrefy.
- Interest rate dropped from 9.5% to 0.94%
- Monthly payment fell from $1,500 to $716
- 45-year loan term to 8 years
The numbers only tell part of the story… With her loans under control, Sarah was able to focus on what really mattered: building her life.
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Additional Borrower Testimonials
How Refinancing with Yrefy Works
Four simple steps to transform your student loan debt into a manageable financial plan and help you plan for the future.
Call us or apply online
Fill out our simple inquiry form or call us. Our secure online application takes less than one minute to complete or call us and speak to one of our loan specialists today.
Speak with a specialist
Every borrower who works with Yrefy gets a personal, dedicated loan advisor who understands the complexities of restructuring student loan debt.
Start qualification
Starting the Yrefy qualification process is simple and takes just a few minutes. We collect some information about your loan and you to access your qualification status.
Get out of debt
Once approved and you accept your new interest rate and terms, we will then fund your low fixed interest rate student loan helping you save more money each month.
Bad credit shouldn't stop you
from getting financial relief.
We work with borrowers of all credit backgrounds to find flexible
refinancing solutions with affordable monthly payments.
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Refinancing Options We Offer
Bad Credit
We specialize in default and delinquent student loans. Learn more about how Yrefy works and what makes us unique.
Consolidation
We can help you consolidate multiple private student loans into one loan with a low fixed interest rate.
No Cosigner
We offer no cosigner private student loan refinancing options with low fixed rates.
Undergraduate
There are many undergraduate private student loans we help refinance and get you a lower rate.
Graduate
Graduate schools student loans can be expensive especially for business or medical school.