Yrefy Review – James
My name is James. I went to college for counseling and human services, and when I got out of college my father passed away a couple months after.
I didn’t really get a chance to get my footing or anything, and then, three months after you get out of college is when they start calling you for your loans.
And, you know, [there was my] mom [and] I’m one of four… it was a lot to take over.
When they do my interest-based payment plans, eventually they’re going to do a rate that is arbitrarily based on whatever they want.
James’ payment jumped from $850 to $1,800 – Yrefy works with many borrowers in similar situations every day
My payment went from $850 to $1800 in the matter of a night.
I think I called about six different places… I think you guys were seven, and this was the only one that was like: “No, you’re in a hole — we can see this… You need a miracle to get out of this”.
I went to Reddit to see if it was real and they were like, “No, they helped me out!” And I’m like, “Okay, like it!”
You know, it’s through no fault of your own. That’s just a product of the system that they’ve created.
“I have been able to reach my goals thanks to Yrefy”
After the time that you guys have stepped in, I’ve been able to handle all my stuff. I have a car. I haven’t missed a single payment on anything, including the car and the insurance. I have been able to move out of. I live with my girlfriend now. I was able to start a life and use that time where you’re supposed to use the degree and the benefits.
“The stars aligned when I found Yrefy”
I’ve been able to do it because of you guys and your help. Stars aligned when I found this. That Google search was like, “you should try this one, okay?”
A string of fortune things have been happening – and this was definitely one of them. I would recommend Yrefy to somebody who needed to get their loans handled and under control. It’s definitely helped me get a handle on my finances, and I feel like I finally have some sort of control back.




