Survey Results: How Student Loans Influence 2025 Holiday Spending

How are student loan borrowers really doing financially this holiday season? Our survey data reveals the numbers behind the stress: 53% feel more financially stressed than last year, 43.9% say loan payments significantly limit their holiday budget, and 38.8% lack confidence in their holiday spending plans. We also asked about priorities—72.6% ranked covering essentials like rent, utilities, and groceries as their top financial concern, while 47.6% prioritized paying down other debts.

Browse the full survey results to see where you fit in the data.