Yrefy Review – Terresa

I want to thank you all for everything. I hope you know I truly appreciate what you’ve done for me, and this is also closer to my goal to moving overseas, as well.

I actually attended four universities. All of a sudden I’m like, “Okay, well, maybe schooling just isn’t for you”. I decided, you know, let’s start paying these back.

“I couldn’t afford the repayment plan”

They did not want to do a new payment plan that I could afford. [My mother] was the one that cosigned for me. We had screaming matches at one point because it was like, “Why aren’t you paying?” I said, “I have nothing to give them… I can’t afford my health insurance, I can’t afford to get my hair done. Basic things like groceries.”

I could not afford to eat groceries at one point because I just could not make any payment.

11.2% of adults with student loan debt are unable to make at least one payment

She [Terresa’s loan servicer] recommended you all and I said, “Are you sure? What do you think my chances are?” She’s like, “Honestly, Theresa, it doesn’t hurt to put yourself out there, you know?”

It was Tatum! I spoke with her and she basically asked me all the questions and said, “How much do you owe?”  I read off the piece of paper and I said, “I’m terribly scared.” She said, “Don’t be scared. We’re here to help you. We’ll do a real credit check.”

Yrefy works with hundreds of borrowers everyday who are in financial distress

I said: “Okay, my credit is not the best. My credit is in the 600s.”  She said, “That’s perfectly fine, we’ll look at everything”, and she did that within two days. They said: “We’ll help you.”

And it felt like the weight of the world was lifted off my shoulders.

It’s manageable for once in my life. Everything was fantastic, I’m not gonna lie. I was so nervous, but she calmed my nerves. Tatum calmed my nerves every other day. It was like emails letting me know what was going on, and it felt like you all were handling it and trying not to worry.

It’s worth knowing that this was taking care of. Know that it’s going to work out if you take a deep breath, and Yrefy has your back.