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We specialize in refinancing and restructuring defaulted and distressed private student loans. We help borrowers regain their financial freedom by lowering their monthly payments and avoiding wage garnishment. Our blog has helpful tips and information regarding federal loans, private loans, financial tips and government programs.
Balancing Debt and Your Future While repaying student loans, the idea of retirement can feel far away. At the same time, ignoring your financial future is not a long-term strategy. That's when balancing can feel difficult: should you focus on paying down your loans as...
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What is Student Loan Consolidation? Managing multiple student loan payments can be stressful. Loan consolidation is a popular strategy that allows borrowers to combine multiple loans into a single payment — simplifying repayment and, in some cases, reducing monthly...
As of 2025, 42.5 million Americans have some form of student loan debt, owing a staggering total of $1.797 trillion (Caporal, 2025). The average debt per borrower, including federal and private loans, is $41,618 (Hanson, 2025). For many, these numbers aren't just...
Regardless if you have graduated from college or have been taking courses here and there in hopes of completing a degree in the future, more than likely you will have student loans to eventually pay back. According to statistics provided by the U.S. Federal Reserve...
Interesting Facts, Data and Considerations to Buying a Home with Student Loans Many Americans, emerging into the workforce with an average of nearly $40,000 of student loan debt, find themselves spinning their wheels and going nowhere fast. Paying for education is...
As we once again round the corner to summer break, students everywhere vacate their campuses and set off in search of a summer gig. Some of them have been working all year and are increasing their hours for the season, while others pick up the summer job they have...
Do financial worries keep you up at night? You're not alone. According to the American Psychological Association, 82% of people aged 18 to 34 years cited money problems as a significant source of tension in their life.[1] But here's the good news: financial wellness...
With Americans owing over $1.81 trillion in student loan debt , scammers have found a lucrative target. The confusion surrounding recent policy changes—from payment pauses to forgiveness programs—has created the perfect environment for fraud to thrive. This...
Can You Refinance Student Loans Without a Degree? The answer is: sometimes, but it depends on the lender. If you are looking to refinance without a degree, you still have options. Many borrowers assume that not having a degree disqualifies them from refinancing their...
What is a Private Student Loan Settlement? Are you considering a private student loan settlement? If so, there’s a lot to understand before deciding if it’s the right choice for you. Settlements do not have a standard process, and numerous variables (such as...
How are student loan borrowers really doing financially this holiday season? Our survey data reveals the numbers behind the stress: 53% feel more financially stressed than last year, 43.9% say loan payments significantly limit their holiday budget, and 38.8% lack...
Debt doesn’t exist in a vacuum. It affects how people sleep, how they show up in relationships, and how they experience everyday life. That’s why we recently asked 104,000 people to participate in a short, anonymous survey exploring the connection between debt and...
Understanding Your Student Loan Repayment Options Are you feeling overwhelmed or confused about student loan repayment? You’re not alone. Between changing federal policies, varying loan types, and a wide range of repayment options, it’s normal to feel uncertain about...
How Student Loans Affect Credit: New 2025 Borrower Survey Data Student loans are shaping people’s credit, causing delays or the impossibility of homeownership, and trapping borrowers in balances that only grow. These charts reveal the struggles that American people...
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